If it gets that bad I hope Washington has some sort of Mutual aid package that'll Chase any consequences awaySharkbiscuit said:
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What do you consider a comfortable annual salary?
- Thread starter Eunice
- Start date
Agreed. Some called for heads to roll but I don't think it Merrills, I mean merits, a Lynch mob.the janitor said:
It's not like there's $9T in corporate debt and a new liquidity ebola vector. Relax.Racer1 said:
https://www.cnbc.com/2018/11/21/theres-a-9-trillion-corporate-debt-bomb-bubbling-in-the-us-economy.html
https://www.wsj.com/articles/hedge-funds-revive-the-junk-bond-cdo-1541592000
<div class="tenor-gif-embed" data-postid="13730726" data-share-method="host" data-width="100%" data-aspect-ratio="1.7785714285714287"><a href="https://tenor.com/view/matt-olson-oakland-athletics-baseball-gif-13730726">Matt Olson Oakland Athletics GIF</a> from <a href="https://tenor.com/search/mattolson-gifs">Mattolson GIFs</a></div><script type="text/javascript" async src="https://tenor.com/embed.js"></script>Sharkbiscuit said:
touche!Kento said:Beats conservative socialism which is just more free sh!t for the rich at the expense of everyone else.Havoc4k said:and the solution is gonna be liberal socialism! free chit for everyone!
crays on both sidez of the spectrum. where are the reasonable people lol.
#militantmoderate
Havoc4k said:touche!Kento said:Beats conservative socialism which is just more free sh!t for the rich at the expense of everyone else.Havoc4k said:and the solution is gonna be liberal socialism! free chit for everyone!
crays on both sidez of the spectrum. where are the reasonable people lol.
#militantmoderate
:jam_on:
If you are sick and tired of being taxed to death, paying top dollar to live anywhere good and barely getting by, wipe your debt away at least. You will be more comfortable. I know people who shed all credit card debt, HELOC, and still kept their house. Fuck these greedy bastards. They are making a killing on you and are also the ones that encourage illegal immigration you are funding. They are fucking you both ways.
Excluding housing costs, I think we could live well on $8K/month after taxes. I like to travel. Our kids are adults.
Housing costs can be the crazy factor - in my town the cheapest 3BR detached home is a 700 sq. ft. dump on a 3400 sq. ft. lot in the industrial district, across the street from a construction company's yard and 2 separate auto repair shops. $699K. Average around here is about $1.3M.
To put into perspective, here's a true story. The house across the street goes up for sale and has an open house, so I go over. While there I chat it up with the old lady down the block and we were talking about how ridiculous housing prices were. She says that when she and her husband bought their house new in 1950, everyone was saying how our town was getting sooooo expensive, and how could anyone's children ever expect to live there with the high cost of houses, and so on. Price then? $8900
Housing costs can be the crazy factor - in my town the cheapest 3BR detached home is a 700 sq. ft. dump on a 3400 sq. ft. lot in the industrial district, across the street from a construction company's yard and 2 separate auto repair shops. $699K. Average around here is about $1.3M.
To put into perspective, here's a true story. The house across the street goes up for sale and has an open house, so I go over. While there I chat it up with the old lady down the block and we were talking about how ridiculous housing prices were. She says that when she and her husband bought their house new in 1950, everyone was saying how our town was getting sooooo expensive, and how could anyone's children ever expect to live there with the high cost of houses, and so on. Price then? $8900
However, the older houses which will be torn down are for sale in the same market with the other older houses which will be sold to people who want to live in them. That market determines the value which builders must pay for tear downs. The same principle applies to cash buyers. The risk vs benefit formula which limits old house values to about 35% of new house values helps peg the value of older houses. A cash-buyer builder determines old house values on the same risk vs benefit formula as lenders.GromsDad said:
If the used house cost drives the new construction asking price too high to sell then the investment becomes too risky.
Often the highest price for an older house will come from a potential new house owner who likes the lot. People who want to save realtor fees by selling directly to cash-buyer builders usually get lower prices, and often have to wait through weeks of contingency sale time. Market exposure is key.
.
My goal this year is to pay off all debt and at least 50% of my mortgage, that way if sh!t goes pear shaped I can just go fishing, work at McDonalds, save cans, whatever.
:jam_on:Haha, double dipping. Receiving a full blown government retirement , now working a full
time shuttle bus driving job. Comes out to about $ 7,360.00 per month . It's not the best, but it's not the worst .
At 57, duck it. I'm living life happy and don't worry about sh!t.
Two more years I'll have the triplets braces paid off. No rent , no house payment, just my
phone bill and car insurance. I planned well.
Three retirements. Military , the City of Newort Beach Calif. and now Social security. I'm a dumb ass bastid when
It comes to the forum. But not so dumb financially . Life is good
time shuttle bus driving job. Comes out to about $ 7,360.00 per month . It's not the best, but it's not the worst .
At 57, duck it. I'm living life happy and don't worry about sh!t.
Two more years I'll have the triplets braces paid off. No rent , no house payment, just my
phone bill and car insurance. I planned well.
Three retirements. Military , the City of Newort Beach Calif. and now Social security. I'm a dumb ass bastid when
It comes to the forum. But not so dumb financially . Life is good
otf said:
I work a lot with Govt. pensions. This is not double dipping, its being saavy.
So many teachers I know retire, collect their CalSTRS pension and then are allowed to work part time earning $45,000 for 19/20 as a retire/rehire before it affects their pension.
And all of those pensions you mentioned otf do not conflict with each other. They owe you money.