Good eye, wtfI think this guy needs to get a financial advisor. how to do you refi something that should already be paid off?
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Good eye, wtfI think this guy needs to get a financial advisor. how to do you refi something that should already be paid off?
piggybankI think this guy needs to get a financial advisor. how to do you refi something that should already be paid off?
you dont have to wait 6 payments. you as the consumer can refi immediately. the previous lender who did your loan is on the hook for early payoff penalty (EPO) from Fannie and Freddie.Who’d you go with? I’m gonna refi again after my sixth payment in November
too high. im offering 2.25% zero fees at 60% LTV or less, rate and term, 750+ FICOJust closed on a 15-Year fixed at 2.5%.
Owning is in the same building as me. They just lost their Fannie Mae endorsement for shady loans, hence they charge fees on all their loans. Just check their website. the APR is significantly higher than the rate. I offer zero closing cost loans as long as you are not taking cash out or combining 1st and 2nd. Feel free to email me at eric.park@interactivemortgage.com and attach a current mortgage statement. @DW2 has seen the light and refinanced with twice in the last 3 months. There's another erbb member in Morro Bay, who i refi'ed with zero closing costs.Just called Owning, guys seem legit. Quoted me 2.375% 30 yr on $505k about 7k in fees or the 2.65% 30 yr no fees. Unreal!
you dont need to wait 6 payments.Who’d you go with? I’m gonna refi again after my sixth payment in November
dont pay any points, third party costs, or appraisal fee on a rate&term refinance. Also, dont roll those three into the loan.I’m looking at a 2.625/30yr at .25pt right now. Rates dropped a bit and am going to ask how much for a 2.5.
only thing I am wondering is it going to drop further??
I would not do that, Mr. Subway, at this uncertain point in time. Do you really want to become the owner/landlord of a small commercial building with a commercial mortgage of around $870,000 , where the anchor tenant is a bike shop? If the issue is to get your wife a decent studio space for her business, rent one. Just my $.02.What about buying a small retail building with a proven successful retail tenant (bike shop) and converting the 800 sq foot attached apartment into a 6 student CDC compliant yoga studio? There is such a space for sale, asking 950, net operating income of 65,000 not including the the small class yoga my wife would teach all week. She has a devoted following after a successful beach season who have all unanimously declared they would attend small well spaced indoor classes right here literally a block from our home. Would a bank finance me the loan with a small down payment since the property has an existing revenue stream from the bike shop tenant? Or is it the opposite? I have impeccable credit, the yoga LLC already has earnings in the several thousands of dollars in just a couple of months...does the combo of my finances and the revenue in place affect my mortgage options? I really cannot (or should not) put more than 30k towards down payment and closing cost. So say they accept 900,000 and I bring 30k to the table. Would a bank finance that? Especially with the current suburban housing boom in these parts.
We refi'd a few months ago to low 3%'ish 30 year, and did a kitchen remodel. But with the crazy rates, we're now in the process of refi'ing again to a 2.25% 15 year.Just closed on a 15-Year fixed at 2.5%.
Some strategically placed webcams and a set up a fans only site $$$our attorney agreed. he said as long as nobody complains to city hall (unlikely) we should have no problems hosting yoga in our home for a half dozen students at a time. My wife had that many students at SUNRISE this morning and it was 50 degrees. that's dedication, and i think it bodes well for a winter of small-class-size yoga in our great room. It's only a few grand a month, but that goes a long way right now and will continue to be a great help for the next several months. Both fiscally and emotionally lol
As long as you have the appropriate insurance, don't involve the city.our attorney agreed. he said as long as nobody complains to city hall (unlikely) we should have no problems hosting yoga in our home for a half dozen students at a time. My wife had that many students at SUNRISE this morning and it was 50 degrees. that's dedication, and i think it bodes well for a winter of small-class-size yoga in our great room. It's only a few grand a month, but that goes a long way right now and will continue to be a great help for the next several months. Both fiscally and emotionally lol
We're going to have 1.99% 15 year fixed with zero closing costs on Thursday (with 750+FICO, 60% LTV. minimum loan amount of $350k, no cash out)We refi'd a few months ago to low 3%'ish 30 year, and did a kitchen remodel. But with the crazy rates, we're now in the process of refi'ing again to a 2.25% 15 year.