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agree. i don’t know how you fashion a regulation beyond regulating the fed from breaking the banks.Absolutely not.
Who is going to define "triggering a bank run" anyway?
I now think it's highly possible.25 basis point rate hike this week
Not according to erBB wisdom.Creating a currency crisis ? Sir thats been going on for years !
I don't see how you can disconnect capitalization requirements from bank runs. Isn't that precisely what capitalization requirements are designed to improve institution resiliency against?There is actually a good chance SVB would have been fine it weren't for the bank run, not to mention their client portfolio.
If the repeals in Dodd-Frank were about bank runs and banks vetting their depositor's sources of income you'd have a case.
I'm glad to see you've bent the knee on this one.I now think it's highly possible.
It looks like debt is going up quickly. Do you think the big institutions went leveraged gambling again?
So - I read Murray N Rothbard - "The Mystery of Fractional Banking" where it explains how banks lend out many times what their deposits are and whip up money from thin air when they make a loan in excess of their deposits. Where do you find the data on how much a banks outstanding loans are in comparison to their deposits? Like your 10x leverage means that they can lend out 10 dollars for every dollar of deposits they have. Where do they report that?Brukus , prior to the 2000 to 08 blow up , Banks had a 10 x leverage rule . Graham had a bill that Clinton signed allowing them to go 50 x and compete with brokers . This brought the Cmo , CDO GNMA bloodbath . The Gunslingers of Wall Street engineered the financial products they peddled world wide .This is much different . Bloomberg is yapping about it right now .
Inflation and the reaction to it is the single biggest topic regarding the market right now?This thread should be named "How's the inflation market" (and Dollar conspiracies).
I am currently working my way up from the ditch. Covered in sh!t :/
If my S&P-indexed rate of return is 7% and inflation is 6.5%, what is my real rate of return?This thread should be named "How's the inflation market" (and Dollar conspiracies).
I am currently working my way up from the ditch. Covered in sh!t :/
Are we back at "it is impossible to make money and it will all disappear" again? The rich are only getting richer, must be something going right....If my S&P-indexed rate of return is 7% and inflation is 6.5%, what is my real rate of return?
Right - so the inflation-adjusted return is dependent on stable currency, hence our interest in inflation. You sound poor.Are we back at "it is impossible to make money and it will all disappear" again? The rich are only getting richer, must be something going right....
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S&P 500 Returns since 1950 - Inflation Calculator
Taxes factor heavily into your real rate of return.Transaction costs? Did you agree to say a 1%-.7% management fee? Brokerage houses/banks are pretty good at hiding obscure fees. Check your statement. Closely Then there's the sticky little point of capital gains taxes.