Car totaled question

[casa_mugrienta]

I got sideswiped, not my fault.

At minimum my passenger door and entire rear panel of the vehicle would need to be replaced. Frame is likely bent too.

The car was worth around $1500 - $2000. Now worth much less. So it's very likely (undoubtedly) totaled. Dropped it off at the collision repair center today for an eval and claims inspection.

Car still runs - passing emissions questionable this August but as of now I think it would pass no prob. Eats oil like a MFer. 3 quarts every couple weeks or less.

Never had a car totaled before. What should I expect from claims? Is there anything I should be aware of during this process?

 

[crustBrother]

 

[enframed]

I got sideswiped, not my fault.

So it's very likely (undoubtedly) totaled.

That sucks.

What should I expect from claims? Is there anything I should be aware of during this process?

To their best to give you as little as possible, then raise your premiums.

 

[PRCD]

I got sideswiped, not my fault.

At minimum my passenger door and entire rear panel of the vehicle would need to be replaced. Frame is likely bent too.

The car was worth around $1500 - $2000. Now worth much less. So it's very likely (undoubtedly) totaled. Dropped it off at the collision repair center today for an eval and claims inspection.

Car still runs - passing emissions questionable this August but as of now I think it would pass no prob. Eats oil like a MFer. 3 quarts every couple weeks or less.

Never had a car totaled before. What should I expect from claims? Is there anything I should be aware of during this process?

I had this happen. Have the frame pulled straight, get another door from pick a part, and get a salvage title.

 

[000]

had a woman hit my parked car. $1,500 estimate
her insurance gave me a check for $1,500, i "cashed out" instead of repairing
seems like a good idea 4 u

 

[Your Moms Dildo]

Put it on craigslist as a catalytic converter. I'm sure someone needs the one you have.

 

[casa_mugrienta]

To their best to give you as little as possible, then raise your premiums.

I wasn't at fault.

His insurance is paying out.

 

[Bayview]

You’re having a string of not so swell events.

take the money.

What kind of car.
I’d suggest to buy the car back for $250 and fix it. But not likely worth it if frame bent. A buddy did that but with a brand new truck and he built a jig to straighten the frame. He’s a fabricator and welder, right up his alley.

 

[casa_mugrienta]

Put it on craigslist as a catalytic converter. I'm sure someone needs the one you have.

Not a good idea...Cat was bad, so I washed it to pass emissions.

 

[tenover]

Wow, you've had quite a run of bad luck lately.
Good luck getting everything worked out!

 

[keenfish]

Like previously mentioned. The car isn't worth enough to fret over it. They will give you an offer. Take the money and run. They may have done you a favor?

 

[20W-50 and blood]

not worth it if frame bent.

 

[$kully]

Take the check and then donate it to Kara4kidz and write it off.

Then learn how to drive.

 

[StuAzole]

I got sideswiped, not my fault.

At minimum my passenger door and entire rear panel of the vehicle would need to be replaced. Frame is likely bent too.

The car was worth around $1500 - $2000. Now worth much less. So it's very likely (undoubtedly) totaled. Dropped it off at the collision repair center today for an eval and claims inspection.

Car still runs - passing emissions questionable this August but as of now I think it would pass no prob. Eats oil like a MFer. 3 quarts every couple weeks or less.

Never had a car totaled before. What should I expect from claims? Is there anything I should be aware of during this process?

Just put your keys in the sand at Scripps and maybe someone will steal it!

 

[doc_flavonoid]

I wasn't at fault.

His insurance is paying out.

you think your insurance wont raise ur premiums cause you werent at fault?

 

[freeride76]

What else went wrong Casa?

 

[casa_mugrienta]

you think your insurance wont raise ur premiums cause you werent at fault?

CA law says an insurer can't raise your premiums for an accident if you're not at fault.

 

[GromsDad]

If they total it and low ball you on a settlement, demand they find you comparable cars for sale that are in running condition.

 

[Truth]

you drive a car worth 2k?

 

[Clayster]

If they total it and low ball you on a settlement, demand they find you comparable cars for sale that are in running condition.

They won't do that. Not worth their time.

They're going to offer what they estimate the FMV of the vehicle to be and it probably won't be the same as Casa's estimate of the FMV.