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I saw a lot of 1003’s last year and your mostly rightHow will these people be supported in old age? They have no money.
It’s real easy for that to happen, especially in states where real estate is ridiculous like CAshits rough out there. i have friends with 2 kids, humble belongings - combined six figure incomes and they dont have anything saved up but not for lack of trying. house, school, clothes, and food - that sh!t adds up. sad that we over here yolo'ing thousand dollar surfboards like they aint no thing and other people are struggling but what can you do. master of your own fate.
thats why im in no rush and frankly may never have kids. i save alot of money now. i buy stupid sh!t that makes me happy. lolIt’s real easy for that to happen, especially in states where real estate is ridiculous like CA
Despite what the tax brackets might say, $200k is not a lot of money in LA, NY, SF, etc
sold a couple Album's?I have $5,538 in my pocket right now.
Many of them probably have IRAs, 401ks, etcHow will these people be supported in old age? They have no money.
This is my fear too. I think it could go either way.I save like a miser hermit stoic, but I'm afraid I'll get hit by a truck before I get to spend it
And quit surfing now. Ask me how.Pay yourself first.
Stay off Amazon and other "easy to spend" sites.
Learn how to cook, as in with raw ingredients, not trader joes processed crap that is deceptively priced relative to the serving size. Pack your lunch.
Get an app that tracks your spending like Mint, you'd be surprised. Whatever they do with your data is probably worth what you get back in your own knowledge about your habits (at least it is for me).
Buy stuff in bulk whenever possible. Better to go to Costco or whatever and buy enough for 2-4 weeks than smaller trips 2-3 times a week, especially if your local supermarket is pricey. That way you aren't going to the store every 3-4 days just to get "a few items" and end up spending far more than you thought you would. Gives you an excuse to be lazy and clean out what you have before going back to the grocery store, again.
A lot of people are perfectly capable of saving money with some discipline, even if you live somewhere pricey or don't make much.