Seen a couple gofundmes pop up from people surfing overseas and getting seriously hurt, I assuming leaving them with substantial medical bills. Any recommendations for reputable travel medical insurance for a situation like this? Or maybe you've had an experience like this before? Looking at possibly an Indo or C america trip next year.
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Travel Medical Insurance for surf injuries overseas?
- Thread starter hotCheetos
- Start date
check your insurance policy at home - most will cover - however, you will need to pay up front then they will reimburse you - kasier did that for my kids bills in indo
if you buy travel insurance read the fine print of what they cover - scooter accidents mostly not covered - and surfing sometimes not covered
if you buy travel insurance read the fine print of what they cover - scooter accidents mostly not covered - and surfing sometimes not covered
I used to sell that insurance. One of my best customers ownes a shed full of used surfboards. Never had a claim. The meat of the plan was the 50k life-flight benefit. You can buy it on line and the only restriction is war zones.
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The important thing is not whether you have health coverage.
The important aspect you don't want to miss (not to mention the root problem behind many of those GoBeggings) :
*IF* you have medical coverage outside the USA - is a medical transport flight covered? Is a critical care transport flight covered? And how much coverage?
The IRL numbers I've seen for these air ambulances aren't pretty. Think $50K -$200K.
Don't be stupid, buy the insurance, it's not that expensive. And look at the reviews before you buy: https://www.tinleg.com/
You don't want to join the ranks of people who did not do this and ended up hospitalized long term outside of their 1st world home country.