Wife, 3 dogs, 2 kids + spouses, 3 grandchildren. Retired at 40 24 years ago. Took the job that paid twice as much between 28 and 40. My goal was to surf consistently good warm water uncrowded waves. If a dummy like me, barely a high school graduate, can do it I guess anyone that wanted to do it could.I wish i could, wife, dog and mortgage make it propbaby impossible.