Go back and read your own replies, fatso. You self-own on here all day long.
Does your wife know that this what you do all day long?
Does your wife know that this what you do all day long?
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New York becomes 6th state to ban child marriages…..
- Thread starter hal9000
- Start date
yea we would be in a similar boat..except here $650,000 gets you a 1 bedroom apartment that will never gain you any equity, will be hard to sell down the road and would be cheaper in the long run to rent.If I were 41 with the income I have right now Google tells my I could qualify to buy a $950,000 house. I am risk averse so my budget would probably be $650,000. Pre-covid that certainly would have gotten me into a fixer-upper single family in the same beach town where I am now. Right now thanks to Covid and people trying to move here from the big cities prices are a little nuts so I'd have to tighten my belt and pay more, buy half a duplex instead of a single family or go 5 minutes across the bridge where prices are lower. Here is the lowest priced single family on my island at the moment:
3713 Oxford Ln, Ocean City, NJ 08226 | Zillow
3713 Oxford Ln, Ocean City NJ, is a Single Family home.It contains 3 bedrooms and 2 bathrooms.This home last sold for $630,000 in October 2021. The Zestimate for this Single Family is $825,100, which has increased by $16,533 in the last 30 days.The Rent Zestimate for this Single Family is...www.zillow.com
Im basically adjusting my expectations and will ultimately move to Long Beach. A hefty commute to work, but close to the water and you can find a nice single family starter home for $7-800,000 that will gain equity.
'Fat Craig' is a pretty weak nickname, @hal9000 - can you come up with something a bit more catchy
Especially since of all the accurate things said about him, I do not think he is actually fat. Maybe I am old fashioned but I feel that insulting nicknames should have some basis in fact.
A lot of that depends on what is the value of work being done, and how replaceable are you.
It's still entirely possible to get into the housing market in your 20s without family money. Not easy, but doable. Certainly a lot easier if you are 28 with a BSEE and are an engineer at Intel making $140K than if you are a 28 yo teacher with a BA in Sociology making $65K.
Agreed. You can still get an FHA loan with 3.5-5% down. Still requires a nest egg for that, so easy on the student debt, IPAs and avocado toast
Back when I was 6'1 and 218 a few years ago after a year of struggling with a bad shoulder problem he might have had a point. My bad for posting in the weight loss challenge thread in 2018 or 2019 where I lost 14 pounds. A weaksauce troll like hal thinks he's winning the internet by referencing my weight back then. Hal's not very bright.
Sorry I can‘t come up with clever nicknames like “zero integrity Hal”
yeah but he did buckle his board from his fatness and he does plan his CA trips around Carl’s jr locations.
Don't go to a college you can't afford and don't choose a field of study with no chance of monetary reward. This sh!t isn't rocket science. Decisions decisions decisions.
When I look at my movement through time, I sometimes feel like I am just a tiny bit ahead of a series of monstrous inflection points that is totally difficult to get past.
Then remember a few older friends who say they would hate to have to deal with a great many things I deal with day to day that I don't even give a 2nd thought about.
Maybe it is a generational wash? Maybe others feel the same way? Actually two grade school friends that I've stayed in contact with say they have felt the same as me.
Don't know for certain....but yes, I would have liked to have paid the same for my house that Maria paid in the 1950s (dead neighbor who was a supervisor level seamstress for Levi's when they still made jeans in SF). I do wonder what she and her hubbie put down/paid monthly and resulting amount of disposable income as compared to mine.
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It's prefectly fine to major in Art History or Womyns' Studies or whatever non-monetizable degree you want.
Just know you will be sacrificing a giant chunk of financial security and stability to follow those passions and don't you dare whine about it later.