There's my answer. Thanks.He also needs to figure out what his deductible is. Once deductible is paid all else is covered. If he has a high deductible, he should be able to work out payment plans to enable him to pay off the deductible.
REMINDER: THE ARENA PLATFORM, INC. has no obligation to monitor the Forums. However, THE ARENA PLATFORM, INC. reserves the right to review any materials submitted to or posted on the Forums, and remove, delete, redact or otherwise modify such materials, in its sole discretion and for any reason whatsoever, at any time and from time to time, without notice or further obligation to you. THE ARENA PLATFORM, INC. has no obligation to display or post any materials provided by you. THE ARENA PLATFORM, INC. reserves the right to disclose, at any time and from time to time, any information or materials that we deem necessary or appropriate to satisfy any applicable law, regulation, contract obligation, legal or dispute process or government request. Click on the following hyperlinks to further read the applicable Privacy Policy and Terms of Use.
There's my answer. Thanks.He also needs to figure out what his deductible is. Once deductible is paid all else is covered. If he has a high deductible, he should be able to work out payment plans to enable him to pay off the deductible.
Once you file for bankruptcy, your credit improves immediately. If the bills are piling up and you can no longer pay, it is worth it but talk to a bankruptcy attorney. It is on your report for 7 years but does not impact your ability to get a loan for a car or a house for 7 years. You can get a FHA loan 4 years post bankruptcy.It may be balance billing where insurer pays x and then they try to collect from patient for the rest. Balance billing in CA is illegal but they all try it anyway. He needs to get in touch with his insurer and get clear statements of benefits/billing regarding all treatment received in teh last 12-24 months. That will show what insurance paid, what he's responsible for etc. He also needs to figure out what his deductible is. Once deductible is paid all else is covered. If he has a high deductible, he should be able to work out payment plans to enable him to pay off the deductible.
The alternative is filing BK which will wipe it out but will tank his credit for 7ish years.
NOT LEGAL ADVICE
It may be balance billing where insurer pays x and then they try to collect from patient for the rest. Balance billing in CA is illegal but they all try it anyway. He needs to get in touch with his insurer and get clear statements of benefits/billing regarding all treatment received in teh last 12-24 months. That will show what insurance paid, what he's responsible for etc. He also needs to figure out what his deductible is. Once deductible is paid all else is covered. If he has a high deductible, he should be able to work out payment plans to enable him to pay off the deductible.
The alternative is filing BK which will wipe it out but will tank his credit for 7ish years.
NOT LEGAL ADVICE
I think those people might be bad people.Why do people in the modern world still worry about medical bills?
B
Mainly because, the tax money collected from them, that should pay for their own health care is used to hurt the health of citizens in other countries proclaimed "against freedom and democracy".
Makes perfect sense.
Kill