How’s the stock market?

[Sharkbiscuit]

This is simply not true. If your employer matches 100% or even 50% then you are already up 50-100% from the jump. When you keep Dollar Cost Averagfing during the down times, those shares are worth far more when you retire than what you buy during the boom. Unless you are retiring in the next 5ish years you should be happy about this.

If you were overweight FANG Tesla ilk, which a shitload of people were (and made piles of money doing so before last year), you probably took a gnarly bath last year. I could see a desktop console spitting out a big negative. Most of those don't consider the employer match magic ROI, it's all just purchase price irregardlessly of whence it came.

 

[Northern_Shores]

I told you retards to get some ships, rigs and banks a few pages ago.

I'm up 20% so far this year. Soon it's dividends time!

 

[Sharky]

I really wish I had bought more TSLA at 104 a few weeks back. At one point I was on the phone, but I pussed out. Coulda woulda shoulda.

 

[Sharkbiscuit]

I told you retards to get some ships, rigs and banks a few pages ago.

I'm up 20% so far this year. Soon it's dividends time!

You also wouldn't shut the fuck up about a Tuflite and some pile of sh!t with the template of the refrigerator you bogarted the foam from, glassed using tissue paper and nail polish.

 

[Sharky]

You also wouldn't shut the fook up about a Tuflite and some pile of sh!t with the template of the refrigerator you bogarted the foam from, glassed using tissue paper and nail polish.

Hey, you leave the CEO of Kitty Dungeon Investments alone!

 

[sussle]

This is simply not true. If your employer matches 100% or even 50% then you are already up 50-100% from the jump. When you keep Dollar Cost Averagfing during the down times, those shares are worth far more when you retire than what you buy during the boom. Unless you are retiring in the next 5ish years you should be happy about this.

exactly. take every penny your employer offers via matching - this is free money - and keep throwing it into index funds. you are likely to do well over the next 5-10 years.

 

[brukuns]

Coulda woulda shoulda.

That's the investors motto.

 

[Autoprax]

Rather than win the the stoke market I am training myself for deprevation and austerity.

I can sit in an ice bath for 15 minutes and hold my breathe for 3.

I need to fast.

 

[sussle]

That's the investors motto.

i like this one:

“The stock market is a device for transferring money from the impatient to the patient.” - Warren Buffett “

 

[grapedrink]

My investment knowledge is low. Thanks for the info.

No worries. I’m no savant but it helps to understand the basics. You didn’t lose shares, they contracted in value. The only way you would get screwed is if you cashed out now.

The best you can do is put it in an SP500, set it and forget it. There is no 20 year span in history where this did not lead to gains that were better than the prevailing savings rate. To eak out even 1-2% more above that increases your risk profile significantly, so for most it’s not even worth trying. This is why women tend to do better than men in the stock market, cause dudes are wired to take risks.

 

[Sharkbiscuit]

No worries. I’m no savant but it helps to understand the basics. You didn’t lose shares, they contracted in value. The only way you would get screwed is if you cashed out now.

The best you can do is put it in an SP500, set it and forget it. There is no 20 year span in history where this did not lead to gains that were better than the prevailing savings rate. To eak out even 1-2% more above that increases your risk profile significantly, so for most it’s not even worth trying. This is why women tend to do better than men in the stock market, cause dudes are wired to take risks.

Sometimes you might be surprised just how schwapper-tier the options are in some of these employer-provided accounts.

 

[grapedrink]

If you were overweight FANG Tesla ilk, which a shitload of people were (and made piles of money doing so before last year), you probably took a gnarly bath last year. I could see a desktop console spitting out a big negative. Most of those don't consider the employer match magic ROI, it's all just purchase price irregardlessly of whence it came.

Yeah I came into some cash during Covid with my employer being bought out and then having to pay out our PTO balance. Rolled it into a Roth and got stupid with risky tech Stonks

 

[Sharkbiscuit]

Yeah I came into some cash during Covid with my employer being bought out and then having to pay out our PTO balance. Rolled it into a Roth and got stupid with risky tech Stonks

If you could freestyle on that bought out bit that'd be swell. The powers-that-be at my employer are all mid-60s plus, have enough loot, and mostly have grandkids. The intention has always been to sell, but now the clock is ticking extra hard.

 

[brukuns]

i like this one:

That one's cool but you could name a band coulda shoulda woulda.

 

[Driftcoast]

I’m buying another couple Thousand shares Monday

Wouldn't today have been a good day to sell YELL? Up a quarter?

 

[casa_mugrienta]

exactly. take every penny your employer offers via matching - this is free money - and keep throwing it into index funds. you are likely to do well over the next 5-10 years.

There’s more to it than that.

Look at the holdings of the index funds first. So important.

My wife’s employer automatically enrolls her and some sort of socially and environmentally ethical companies index fund. Puke.

Mine has top holdings in the FANG stocks and meme stocks. Idiotic.

 

[Subway]

Wouldn't today have been a good day to sell YELL? Up a quarter?

It will be back to 15-20 in a year or two or less

*this post is purely for entertainment purposes

 

[Sharkbiscuit]

It will be back to 15-20 in a year or two or less

*this post is purely for entertainment purposes

Give me the 3-5 sentence bullish case for YELL

 

[Subway]

I know the chairman of the board

sorry that was 7

 

[Subway]

No but for real. Their foundation is healthy they are sitting on a bunch of free cash and are poised to resume their growth that was interrupted by the gas hikes and supply line shortages last year. Remember it was $15 not that long ago and nothing of the fundamentals have changed. And the officers keep buying it on the cheap