If you don't mind saltwater bukkake and 20mph side shore winds, lots of empty waves around here, and we just got an Olive Garden.Big lumpy north swell at Pupukea this morning, four of us out for an hour, lots of beatings but super fun. Could have used a bigger board. So I guess Hawaii's not DONE
Ya I was assuming he'd been there a while and close to paying off. Also where he plans to move next is obviously a huge part of the equation. California coast =prob need to sellIt is hard to do with how expensive properties are in Hawaii. Cash flow with a huge mortgage is very difficult.
Alot of people also need that equity for their next home.
I moved out of my first house and refinanced it as my primary residence right before renting it out. Dropped the payment by 700 bucks.Ya I was assuming he'd been there a while and close to paying off. Also where he plans to move next is obviously a huge part of the equation. California coast =prob need to sell
Time vs Money.live in the same 60+ year old blackfield redwood single walled jalousied house I grew up in.
It's on a 7000-10,000 square foot corner lot. Other than one other family(roadblock's) we're the last of the original home owners from the 1950's when these were built. We also have 2 acres of undeveloped lava rock in Hawaiian Acres on the big island in case we should ever choose to move there.
My sister and I currently care for my 92 year old stroke impacted mother, the last living person of our parent's generation. This used to be a beautiful neighborhood and wonderful remote sugar plantation community to grow up in, just no longer. Lots of chop shops and drug dealers even with cops living of the same street. The buss up house and land probably come out close a million especially the land.
Growing up we spent most of our free time at our beach house 5 minutes away with the rest of our beach ohana learning to live off the ocean and land as best we could. Parties every weekend full of surfing, food, song and hula for dozens including all the local "surf rats".
In the 70's being stupid, young and full of big dreams I thought I was better than all this "backwards living" and ran off to cut my chops in a big city on the mainland far from anyone I knew. It wasn't until almost two decades later I finally realized how much I missed being back home where things were simpler and less than the 100 mile an hour, dog eat dog world of work restructuring every 6 months, not knowing if you were out or in.
I was blessed to have been given an second chance to come back home start over and to payback family responsibility dues for all the years I was living the "good life" away while my siblings took care of things at home as needed.
Many friends and family died, were born, graduated, got married or divorced without my presence but it's not until much later in life do you realize how much of these important things in life you missed out on by not being present to experience those things with your friends and family while they happened. Memories you'll never have and be able to share with others that did stay and participate.
It's easy to take for granted these things like having a beach house with a perfect surf spot out front you can have all to your self anytime you were willing to paddle out. And even though it's all gone now, at least I had a bit of time to build up some memories to share with other old timers who never left here.
It's those connections of community and family you build over a lifetime that you lose when you leave to venture on. Coming home to watch over aging/ailing elderly parents gave me decades to rebuild some of those lost links and appreciate this place for what it is versus what I thought I wanted it to be for me.
It's the people and not the places in your life
It's home, family and lifelong friends and neighbors that become the important currencies of life instead of personal success that elevates your financial stature/reputation to those around you.
It takes a long life to figure that out but hopefully you'll be given that chance before it's too late.
I view it like that day you suddenly realize that all you need is one great ride all the way to the beach to fulfill your day
It takes decades to get to that level of unselfishness as a surfer