My brother in law is one of these POS.I’m rich, smart, and handsome because I really wanted to be that.
ummm, ... And you know this how?
Had everything in life handed to him and thought it wouldn't end. Stole, lied cheated and guilted everyone around him like it wasn't his fault, he just needed another chance, after another chance, after another chance etc....turns out he's completely satisfied with EBT and some pocket money from odd jobs.
This is just the closest example I have, but I have other family members that have avoided it because of family.