If money were not an issue and you're looking for a surf town with good food, bars, and surf on the east coast of Florida, consider areas like Cocoa Beach or New Smyrna Beach. Both offer a laid-back surf culture with plenty of dining and nightlife options. Cocoa Beach, in particular, has a vibrant surf scene and is known for its consistent waves and proximity to Sebastian Inlet. New Smyrna Beach also boasts great waves and a charming downtown area with various restaurants and bars to explore. These locations could offer the compromise you're seeking while still providing an enjoyable lifestyle.