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America's workers still struggle despite strong jobs reports....
- Thread starter hal9000
- Start date
Stop being a socialist and asking for so much free stuff.I'm asking for this T-shirt for Christmas
So uncaringSo judgemental
My wife was just asking me the other day, and I told her I don't have any ideas. I don't even care about Xmas that much. She gets kinda pissed that I'm not that into it. I have more Xmas crap than I need or use. This shirt just gave me a great idea for her. That's all I need for Xmas. I may just buy it myself to save her the trouble.
Yes, but America also depends on a lot of other types of jobs.
6% of American jobs is in education. Teachers are definitely underpaid. Almost 9% of jobs is in food service. and 5% of jobs is in retail service. 6-7% of jobs is in transportation and driving. Yes, they might not be the most glamorous jobs, but it's a big part of America. These service jobs don't have to pay 100k/year, but it needs to pay a living wage, and the minimum wage at $7.25/hr is not a living wage (comes out to be $15k/year). A person should be able to work 40hrs/week and not only be above poverty level, but be able to have a life. Something to help would be universal health care, so if you get sick/hurt, you do not go into more debt. Another example is you need protections from predatory loans. Economic safety nets needs to be there for our poorest.
Teachers are not underpaid. Lifetime retirement matching your highest years pay, plus medical, plus 3 months vacation, plus security
Proponents of UBI are proponents of automation. Proponents of UBI want all of these jobs to go away
“Predatory loans” already have a built in protection: free will
The worker who thinks the world owes him a living will end up at a low pay job working for the employer who had no such illusion
Dude, I wanna be a teacher in your state, 'cause that's sure as hell NOT how it is here in CA.
Please tell me then. What is the pay and benefits for a public school teacher. Then a tenured professor at a state university.
The only underpaid that I know of is an adjunct city college teacher
I thought you weren’t about that black and white thinking anymore?
you’re such a team player!
And then you attempt a day and a half old gotcha on a post dripping with sarcasmAnd then you screech at how people “misconstrue” your words
I can retire from LAUSD under the "rule of 80" - years of service plus age must equal 80. That's the minimum to retire with health benefits that will supplement Medicare. More recent hires have to work longer. How much will my pension be? That's the "2% at 60" rule. For example, if I turn 60 and have taught for 20 years I can get 40% of my final salary. That's exactly my situation. 40% of my salary? In retirement my after tax pension will be just a little over full time minimum wage. woohoo!
Definitely not matching my highest salary. I don't know where you heard that. I know teachers who teach for 35+ years to try and get to 70% of their salary (again even longer for newer hires). To get 100% of your salary you'd have to work 50 years. Not me. Time is more valuable.
Also, all the Social Security I paid from my art income and previous employment is greatly reduced under a "windfall elimination" provision. I get almost nothing of my social security benefit I earned by previous employment. Kind of pisses me off. The Feds consider my minimum wage pension a "windfall profit" and so they skim what I paid as a young buck working construction.
No one's getting rich teaching.
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OK genius-boy, I'll do your homework for you. In today's lesson you'll learn how even people with double-digit IQs can easily determine a teacher's salary and pension benefits.
CA law states that teacher salary schedules are public documents, so all you have to do is google your school district's salary schedules; it's usually the first hit. Let's use Ventura as an example. Ventura is a nice place.
The lowest starting salary is $44K, the most a teacher will ever make is at 27 years with a Masters degree, and that salary is $95K. You will never get a raise after that, but let's say you gut it out for those last 3 years without a raise and put in 30.
Now you can go to calstrs.com and go to their handy-dandy retirement calculator. Punch in the numbers and you will find out that someone who puts in 30 years and retires at 55 gets about $48K/year; if they put in 30 and retire at 60 they get about $65K/year. BTW there are exactly zero insurance benefits with a STRS retirement. That $65K comes out to about $4450 after taxes per month. Start subtracting for medical insurance, property taxes, homeowners insurance, car payments, etc. and you really don't have a lot of spending money to live on, and if your house isn't paid off, forget it. Retired teachers who only have their STRS do not live well.
Now, let's say you want to buy a year of what's called "permissive service", to retire with 31 "years" of service. There's a calculator for that, too. That year will cost you $30K. Your pension will go up by about $180/month, so it will take over 13 years to break even on that investment.
Nobdy becomes a teacher because it's easy, or for the money.
Why do I even try with you?Hey man, the gotchas have been right. You said so yourself