No drug users or speeders or tax cheats or smog violators?
Surfing is dangerous too.
I refuse to pay health care insurance for surfers.
You shouldn't. That's the whole point.
What do you mean you shouldn't?
If you have insurance, you are already paying for smokers, heart attackers and people who take risks.
You okay with that?
You and ifail don't know how risk pools work apparently.
Whether it's provided by eval gubmint or Blue Cross, it works exactly the same.